Tell us where you are. We will find the way.
One conversation, no obligation, and a person on the other end of it. Send the short version using the form below, or ring a partner directly — whichever feels easier today.
El Paso, TX 79912
Two numbers, and no switchboard.
If you would rather skip the form, call the partner whose work fits your situation. Either of them will point you the right way if it turns out to be the other one.
Leslie Bergen
Founder & VP of VA Lending NMLS# 383352 · “Your Mortgage Mom”Best for VA loans, military families, first-time buyers, and anyone buying outside Texas.
Dwayne Graham
Co-Founder & Branch Manager NMLS# 243824 · Houston and surrounding areasBest for Houston and Texas buyers, FHA financing, luxury and jumbo purchases, and investment properties.
Tell us the short version.
A few lines is plenty. It goes to a real loan officer, usually the same day, and someone will come back to you to talk it through. There is no obligation, nothing is run against your credit, and you are not signing up for a sequence of emails.
This is not an offer of credit or a commitment to lend. All loans are subject to underwriting and credit approval.
No mystery, and no funnel.
Four steps, and you can stop at any of them.
Someone reads it
A person, not an autoresponder. What you write reaches a loan officer on this team, and it is read the same day wherever possible.
A loan officer calls
Usually within one business day. They ask what you are trying to do and listen to the whole answer before saying anything about a loan.
No credit pull just to talk
A first conversation costs you nothing and leaves no mark. Nothing is run and nothing is signed until you have decided you want to go ahead.
You decide the pace
If today is the day, we start. If it is not, you leave with a plan for the version of the file that works, and a person to come back to.
Find us in El Paso.
The team is based in West El Paso and lends well beyond it. Most of our clients never need to come in — everything can be done by phone, email and e-signature — but the door is a real door, and you are welcome to use it.
550 S Mesa Hills Dr, Suite F-1
El Paso, TX 79912
Not ready to talk yet?
That is a perfectly good place to be, and it is half of who we built this for. Read first, run some numbers, and come back when it suits. Nothing here asks for your details.
Start with the basics
Guides, a plain-English glossary, and two recorded webinars — buying your first home, and how to weigh up a lender before you commit to one.
Read first ii.Run the numbers first
Six calculators. Monthly payment across every loan type, affordability, refinance break-even, extra payment payoff, rent versus buy, and the VA funding fee.
Open the calculatorsA real person, at the other end.
If we cannot help you today, we will tell you exactly what would change that.